Your permission to help.

Federal rules say an agent needs your written permission before working on your Marketplace application. Here it is, filled in from your answers.

Who you are giving permission to

Name of primary writing agent
Edward Gudas
Agent national producer number
16974880
Phone number
1-847-754-4628
Email address
Edward@gradepointinsurance.com
Name of agency
Gradepoint Insurance Group, LLC
Agency national producer number
21297322
Owner of agency
Edward Gudas
Phone number
1-847-754-4628
Email address
Edward@gradepointinsurance.com

What you are agreeing to

Show the Spanish translation

cms-model-consent-2026.1

How we reach you

If a family member, friend or power of attorney is helping you with this, put their name here.

What is recorded with your signature

A signature is only worth something if there is a record of what was signed and by whom. Here is the whole list. There is nothing else, and nothing hidden.

Recorded by our server

Collected by Cloudflare when your browser makes the request. You cannot change these, and neither can we.

  • The time the request arrived, in UTC
  • Your IP address
  • The country, region, city and postal code Cloudflare associates with that address
  • Your network operator and its ASN
  • Which Cloudflare data centre answered
  • The HTTP protocol and TLS version used
  • The time zone Cloudflare associates with that address
  • The full user agent string your browser sends
  • The languages your browser asks for
  • The page you came from
  • A reference number generated for this record

Reported by this page

Read in your browser and sent up with the form. Labelled as client reported, because a browser can be told to say anything.

  • Your clock, in UTC and in local time
  • Your time zone and its offset from UTC
  • The languages your browser is set to
  • Your platform and browser, as your browser describes them
  • Your screen size and colour depth
  • The size of this window
  • Your device pixel ratio
  • Your reduced motion, colour scheme and pointer settings
  • The page you landed on, this page, and the page that sent you here
  • How long you spent on each step, and in total
  • The version and SHA-256 hash of each consent text you were shown, and in which language

Why the hash matters

The hash is a fingerprint of the exact words on this page. If a single character of the consent changed, the fingerprint changes. It is what proves later which text you agreed to, and the record says which language version you were reading when you agreed to it.

Your signature itself

The picture of your signature stays in this browser. What goes to the server is its SHA-256 hash, its size and how much ink is on it, which is enough to bind this record to the mark you made. The picture is put back into the copy you download.

What is deliberately not collected No canvas or WebGL fingerprinting, no font enumeration, no audio fingerprinting, and no other covert device signal. An audit trail records something you chose to do. It is not a tracking apparatus, and building one here would undermine the consent this form exists to collect.

Your agreement

Sign here

Use a finger, a mouse or a stylus. If you would rather type it, switch below.

Empty

Date signed:

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Nothing here is sent anywhere. Demonstration. No application is transmitted to CMS or any carrier.
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